pay off verb 6/ˈpeɪ.ɒf/ noun 6forms 4 verb6 •To pay back; to repay.He paid off the loan three months early. •To become worthwhile; to produce a net benefit.Her years of Spanish classes finally paid off when she found herself in Mexico and realized she could communicate with people. •To pay back (repay) the entirety of a loan, thereby effecting the release of a lien on (the thing that was financed).This contract requires you to pay off the car by 2025. •(informal) To bribe, especially to deter oversight.I thought the guards would give us trouble, but apparently he had paid them off. •To pay and discharge (an employee).The cook, who had been an indifferent worker on the trip over, came aboard drunk and was immediately paid off. Amazingly, twenty men applied to fill the vacancy. — 1959 •To fall to leeward, as the head of a vessel under sail. pay-off /ˈpeɪ.ɒf/ noun6 •A payment in full; the state of having been paid in full.At the current monthly payment level, it'll take 32 more months to reach pay-off. •A reward.What's the pay-off for putting up with her nonsense for ages on end? •A return on investment.How soon could we realistically expect any pay-off from loading up on shares of that company? •(informal) A bribe.The prison break never could have succeeded if it hadn't been for multiple pay-offs to various corrupt officers. •(informal) A resolution or justification of an event that has already occurred.Where's the pay-off for that whole segment of the plot? •Ellipsis of payoff pitch.The bases are loaded, so he'd better make the pay-off count. formspaid off · paying off · pays off · pay-offs